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Important Articles Pages



A Guide to Coverage Under the Affordable Care Act

Ian Kreher

PA Health Funders Collaborative (2013)

Ann S. Torregrossa, Executive Director

This guide serves to assist in the understanding of who will be affected by the Affordable Care Act and use of the Marketplace component of obtaining insurance. The sections of this guide outline the following:  when employer-based health care coverage is available for an employee or his/her dependents, insurance terms that are important to understand when comparing plans on the Marketplace, how to enroll through the marketplace, plans available through the marketplace, help with paying premiums and out of pocket expenses, tax penalties for uninsured without a hardship exemption, options for small employers and options for those with incomes below 100% FPL not eligible for Medicaid.